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Single, old and broke -- what to do?

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Question - (23 March 2012) 4 Answers - (Newest, 23 March 2012)
A female United Kingdom age 41-50, anonymous writes:

Hi,

I am starting to feel like a bad person. Basically I am 31 and broke. I have no money. I work and have a job, but I have only been in it 2 months. I earn an ok salary, not great. mid £20's a year, which in London at my age is not great, but at the same time not the worst. As I have said however I am broke as I have had to pay out loads of bills and loads of debts that I got into through buying clothes and using store cards. I know silly me!

My grandpa died last year which was sad, but he was rather wealthy and left me £9k, I could really do with this money right now, but my aunt is in control of the will and she does not like me, as a result she has not sorted anything out and has told my mum that it won't be sorted until early next year now. (another 10 months!)

She knows I am in financal problems, and she also knows I am working now and have a good job with career progression, but she has said that I can wait and I am a bad person for wanting the money now. I feel bad on one hand, but on the other I just want the money to clear debts and get myself back on track. I am unsure of what to do.

It looks as If I will have to wait till the start of next year for it, I wish I never knew about it as I am constantly waiting for the money and it won't come for a long time.

I feel like nothing ever is good in my life. I am 31 and single, and live in a flatshare. I can't seem to meet guys, when do they are all young and then put off by the fact I am so old. My best mate has just got enegaed and I always thought I would beat her to it! I have been single for 4 years. I love my flat, but I live in a tiny box room and I feel like I will be living there forever as how am I meant to buy a flat as I have no money for a deposit and London is so expensive but I was born and raised here.

I don't know what to do. I am single, old, broke and not much going on.

Thanks

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A female reader, AuntyEm United Kingdom +, writes (23 March 2012):

AuntyEm agony auntOh baby you arn't a bad person for wanting the money now...not bad at all...just a person struggling like we all are to keep her head above water in dire and extreme (yes DIRE and EXTREME)times. God what I couldn't do with 9 grand right now!!!

The whole damn country is broke and many people are going under losing their jobs and homes but there you are actually hanging on, making it work, paying rent and holding down a job so I think thats absolutely brilliant.

London is very very expensive and even the best of them are abandoning it to move out to cheaper areas.

You also are not old (I am old...pushing fifty and single and still plenty of life left in the old girl yet :-)

It is shitty and difficult and dissapointing to see mates getting attached but really it aint no guarantee that things will be any easier for them...you have to stop being so hard on yourself. If you were my kid, I'd be damn proud of you!!!

There isn't much you can do about your granpa's will, I am pretty sure your mum has got your back on that one, you just need to focus on the money you have now and make it go as far as you can. Save a bit, even if it's just a tenner a month...it will give you a sense of gaining ground.

I know that there are lots of free things to do in town, gigs, park events and galleries...get yourself out and about, accept all offers and just try to find something that makes you buzz!!

Men will come along in time, but you got to promote a positive mental attitude or you give off the wrong vibes.

Eventually things will get better but start by telling yourself the truth, that you have actually achieved quite a lot in your young life and you are out there doing it!!!

Well done and keep going darling, along with the rest of us xxxxxx

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A male reader, Beerbuzz Canada +, writes (23 March 2012):

I am older and no longer broke!

As for the lump sum of money coming in, you have to be patient.

When you get the money, be conservative with it!

Your spending habits are changeable, just learn how to deal with money....you can learn how to do it....google how to be better with money.

As for getting married, you are young and have time.

What is your hurry?

You hurry and you could make a mistake with a wrong guy.

I'm 48 and just starting the process of getting a divorce. Starting out at 50 does not faze me, kind of looking forward to it. (ahhh, the peace and quiet)

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A reader, anonymous, writes (23 March 2012):

Well you have £9k to look forward to,not many do. Don't know why the Wills taking so long, thought the lawyer would sort that out not your Aunt.

Anyhow, why not take a holiday when you get it,someplace you really want to go and consider your life,what you will do with the money, take time out, meet new people?

As for where you live, London IS expensive, can't you move outside the city and commute? I used to live there and I miss the buzz but the cost of decent accomadation is a joke.

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A male reader, Sageoldguy1465 United States +, writes (23 March 2012):

Sageoldguy1465 agony auntIF you were age 70 or older and lived here in Florida, I would have said to you, "....get in line with the rest of us...."

BUT, you're YOUNG... and have DECADES to make a life and a future. WHAT THE HECK ARE YOU WAITING FOR???????

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