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Our financial situation is getting in the way big time!!!

Tagged as: Dating, Troubled relationships<< Previous question   Next question >>
Question - (13 September 2007) 3 Answers - (Newest, 14 September 2007)
A female United States age 51-59, *ichellepaige writes:

I love my boyfriend sooo much and he loves me a lot we have been together for 7 years and we just click so well but I sometimes think that we need to go our seperate ways. Our financial situation is getting in the way big time!!! please give me some kinda of advise!!!! michelle!!!

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A female reader, stina United States +, writes (14 September 2007):

stina agony auntHello Michelle,

One way to resolve financial situations is to sit down with each other one evening and plan a budget. Have you two already done this? List down all of the bills between the both of you - one list for both, one list for your own bills, and one list for his bills. Include things like mortgage/rent, water, electricity, garbage, internet, cable, gas, food, approx. monthly credit card bills, approx. amount of "fun" spending money, etc.

If one or both of you are in debt, then the budget planning will allow you to figure out how much you need to put into paying things off and how much you can use for spending money. The key is sticking to the plan, though. And it could be tough, but once you get into the routine of it, things will get a lot better - and your financial problems will start to disappear.

If you need money that you're not making, you could try searching for another job where you can make more money. I'm not sure what kind of a job you have right now, but you could always look for admin positions at large companies. In most cases, you don't need a college degree (not sure if you have one) and you get really good medical benefits and pay. You could also try working at a store where you get commission pay - like at a furniture store, etc. Of course, if you are happy where you are at your current job, you could see if there are any positions open that would move you up the "corporate" ladder. Maybe see about a managerial position. You could also try looking to see if you could fill any current government position listings. I know that in my area, the police station is always hiring - whether it be 911 operators, receptionists, etc.

If you're really strapped for cash, you could try selling some things on eBay. Maybe some old clothes. You could also become a representative for Arbonne - they are one of the only cosmetic companies that allow their representatives to sell their products online / on eBay. You can make a pretty hefty sum, too. I know people who have quit their "regular" jobs because they made enough money selling the Arbonne products alone. (I don't sell Arbonne, I don't have the time! Or else I probably would.)

I guess the last thing I'd recommend if you've tried everything else would be to contact a financial advisor. Maybe sitting down with a professional would help the both of you plan your financials in a better way.

Hope I've helped. Take care.

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A male reader, Tommy7 United States +, writes (14 September 2007):

I assume you don't think he makes enough steady money. Are you the old fashioned type of girl who wants to be supported? I see many girls on Judge Judy who work full time while the guy sits around drinking or playing video games. You need to seriously only date guys with the same outlook as you do.

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A female reader, anonymous, writes (14 September 2007):

Michelle,

What do you mean, your financial situation is getting in the way of your relationship?

Is it YOUR financial situation, or his? Or both? Do you live together? If so, I suppose the two of you share the costs?

Is one or the other of you a) not earning very much, (or out of work right now); b) overspending; c) in debt? Generally irresponsible about budgeting, paying bills, saving, etc.??

We can't really respond unless you post again and give a clearer picture of the nature of the problem.......

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