A
female
age
,
anonymous
writes:My husband is an alcholic and his drinking is getting worse every day. Been in detox four times in 2 yrs. I can't take in anymore. I don't know what to do next. I love my home. can I keep it on my own income? i am 50 something. We got married late. We don't share children. Just our home. Reply to this Question
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reader, anonymous, writes (19 January 2010): OK, this is probably easier than you think- but you're going to have to MAKE SURE the math works. First, be prepared to get a room mate (you already seem to have one, one who is not a drunk, works regularly and pays their share of the bills may be a new thing...).
If you have a job, and a decent cash reserve (and not a lot of debt) you may be able to swing it. If you want the house, you're going to have to cash him out of any appreciation that he has, if any- unless you can argue that he's not entitled to it. IMO, you're better off cutting your loses, selling the house and finding a home that you like as much.
I also suggest getting to an Alanon meeting ASAP- lots of great support there.
A
male
reader, Fatherly Advice +, writes (19 January 2010):
 A banker could look at your debt to income ratio and answer that. A lawyer could help you estimate what the divorce will cost you. Here we can help with the emotional issues. Alcohol is a tough one. So often it is combined with abuse. Victims don't know how to fight it. You will need local help and support.
FA
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