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Is my boss correct to pay me like this?

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Question - (15 April 2016) 3 Answers - (Newest, 16 April 2016)
A female United States age 30-35, *idsummer writes:

My boss says she's going to pay me the 1st and 15 th every month, but that she has up to 5 days past pay date to pay me. Is this correct, should I accept this?

I dont make that much anyways 25,000 a year.

Also, I am living with my bf and have bills to help out with.

There isn't a HR office or anything like that, because it's an own business.

Please advise.

Thanks

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A female reader, Honeypie United States +, writes (16 April 2016):

Honeypie agony auntIt doesn't sound off to me, BUT it can pose a problem with you paying bills on time IF you do not budget well. That means your paycheck on the 15th NEED to cover the bills due on the 1st and vice verse. To avoid late fees or even eviction.

So YOU need to have a workable budget and be able to put money aside and NOT spend it on "frivolous" things just because there are money in the bank.

We have a set budget in our household, where we have taken the highest electrical bill/gas bill/trash/water/insurance/car payments etc. rounded them up and that is set as the "standard" amount we put aside monthly. Example, the normal electrical bill is about $80-$160 so we BUDGET $175 EACH month for electrical. That way we won't end up with a bill and not enough money to pay it. So every month the budgeted bill amount goes into a separate checking account. And each month if there are money left over after paying bills it STAYS in that account. That means if we have a month with unforeseen expenses there are usually some in that account we can use.

Some companies will ACCEPT you changing the "due date" of a bill to spread the bills out between the 2 pay checks. For instance we have ours split fairly even with half around the 15th and half around the 1st.

It's actually good practice to learn how to get good at budgeting your money.

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A female reader, CindyCares Italy +, writes (16 April 2016):

CindyCares agony aunt Every State have their specific rules about payday. Check with your local office of WHD ( Wage and Hour Division of U.S. Department of Labor ).

Anyway, FWIW, yes, what your boss says sounds like pretty regular , standard procedure. In fact, it could be worse ( up to 7, or up to 10 days ).

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A female reader, like I see it United States +, writes (15 April 2016):

like I see it agony auntEmployment laws vary by state, so it's impossible to tell you whether or not she is correct about this.

What does your employment contract say about compensation and pay dates?

I'd suggest finding your state's labor commission web page (try this site: http://www.dol.gov/whd/contacts/state_of.htm ) and reading up on the payday rules for employers in your specific state.

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