A
female
age
30-35,
anonymous
writes: Hi everyone. I have a son with my ex partner of 5 years, we have been split for 5 months, he rarely see's our two year old son, I have applied for csa and they said I get £260 per month from him which they are taking out of his bank on the 9th august (in a few days) how ever my ex said to me he is taking all his money out of his bank just so they can't touch it and give me anything. Can he do this? And if he does what will the csa do if he has took out all the money? He is being very selfish and is making us suffer for no reason at all, he gets more than 2 grand a month, sometimes 3 grand and yet he is so selfish that he said he won't let them take my £260 that I am entitled to. He really is running me to the ground, and all because I don't want to be with him anymore (due to awful reasons) he has also stole our childs only pushchair just so I can't take my son out, and he has stole things from my home. I feel hopeless, he is ruining everything I have. I just want some advice from people, and to tell me what I can do about this? And what I can do if the csa can't take his money because he has took it all out of his bank? Thankyou.
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female
reader, deirdre +, writes (6 August 2012):
hi. the advice the previous 2 readers have given you is great. I have nothing useful to add, just that I want to say do not give up as from reading your previous question it sounds as though you really are suffering because of his selfish actions. stealing his childs pushchair is really low. dont give up, it is horrible and hurtful but things will surely get better. good luck.x
A
female
reader, oldbag +, writes (5 August 2012):
Hi
Just to add to the other good advice. You need to do something regarding the theft of the pushchair and other items. He sounds like an extremely immature,spiteful person and needs a lesson in growing up. Do his parents know what he is up to, that he is treating their grandchild this way?
The CSA do take direct from wages,so if he tries to avoid it going from his bank they will catch up eventually. Surely he realises the CSA payment is for HIS son so he doesnt go without.
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A
female
reader, Candid Cally +, writes (5 August 2012):
If he misses any payments you should keep record and report him to the CSA.
If he has overdraft protection on his bank account, there is a good possibility that the payment will go through anyway and he will be charged an insufficient funds fee in addition to having the £290 deducted from his account. (Banks work this way in the United States.) In the USA, you can remove all funds from a bank account, proceed to officially close the account, then have it reopened automatically if an automatic payment goes through. I don't know if this also happens in the UK or if your banking regulations would prevent it...but there is a possibility that even if he closed the account, you might still be paid.
Finally, if he is going to act like a child and do everything he can to ensure that he doesn't pay for his child, you need to provide the CSA with your records of his nonpayment, explain that he is being deliberately vindictive and ask the CSA to take the money out of his paycheck instead of out of his bank account. In the USA this is called "wage garnishment" and is used to pay child support and other debts. Instead of receiving a paycheck for his full earnings, his paycheck would be £290 less with that money being paid by his employer to you through CSA.
Please visit http://www.direct.gov.uk/en/Parents/ChildMaintenance/index.htm for more information that can help you.
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