A
female
 ,
anonymous
writes:It's really hard for me to save money - *really* hard. All I want to do is buy things! And they're not even things for me - I love to buy *other* people things, just because I like to make people happy. I know that I don't *have* to buy people things to make them happy, but I still do it! I'm getting myself out of debt right now - I have been paying off a $3000 credit card bill for a few months because of my real bills. If I don't spend money for another 2 months on things I don't need, I think I could be in the clear - but it's SO hard!!! What can I do? It's like I'm addicted to shopping or something!(PS - Sorry this isn't about relationships - hopefully this will still be posted!)
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male
reader, Tommy7 +, writes (24 September 2007):
Don't carry credit cards around except 1 for an emergency. Don't carry excess cash. Don't go shopping without a list of necessary purchases. Then don't buy anything not on the list without first going home and thinking it over as to whether it is a necessary purchase. Arrange to deposit a small amount of you pay into a savings account. Increase the amount every time you get a pay increase.
A
reader, anonymous, writes (24 September 2007): It could be about relationships, if you're involved in one. With the money you spend on unnecessary thing you will be able to buy home appliances for the entire family, imagine that. It's a matter of discipline. Make a plan before going shopping, put things on a list; than "redo" the list a couple of times discerning between the "wants" and the "needs." Try and leave unnecessary things out, and don't go shopping with more money than you estimated you needed. Debts ensalve us and we should be able to avoid them, being more organised. As for the fact you buy things to make people happy, people (some) can speculate in your disfavour. You should make your friends happy by showing your care and appreciation. Being over-generous with the friends when you will have a family is not indicated, not indicated to spend money on, say, expensive somethings for even the family, impulse-purchases, instead of adjusting a good investment and savings program and teaching in time the daughter to administrate the funds with rationality. So first is first: try and control the impulses. You can do it, you don't want to end up hypothecating your house, as I remember a good man here was complaining about, because of his wife's debts. All the best.
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