A
female
age
41-50,
anonymous
writes:HeyI need help how to ask my BF about living together. We spoke about it in the past (we are together year and a half - both late 20es) and we made it clear that we are serious about it and we want to get married etc. He lives with his father now and I live at my job (live in nanny). My BF want's to buy a house (which I am happy about) and refuses to go rent out a small appartment before we are ready to buy anything like a house. Its a huge investement and even tho I understand whats his point (he doesnt want to spend money for appartment) I still dont know how he wants to do this! None of us has saved any big amount of money so far and buying a house is huge and its not like you can do it from week to week. It takes years to save for this! So I just dont know whats his pointHow can I convice him to move in together maybe next year into something small and cheap ... and still keep saving money for buying a house in the future so we can start BIG! I just don't want to end up waitting for 5 years until we have the money to buy something and have him live w his father and me live in someone elses house. I am getting old too and I want to start for real. And Yes, I am sure he wants it and Iknow he loves me and I love him, we have absolutely no problems in our relationship etc .. and we both agree on living together and having babies and wedding etc ..all that stuff ... I just don't really know how to ask about this, before every time Idid in the past he felt like I am pushing him into it .. but i am not .. I just wana understand what he wants to do exactly and how he wants to do thisCan also anyone explain to me how much money do we have to put down on a house like 400 000 and all the stuff that comes with itThank you sooo much guys
View related questions:
cheap, money, wedding Reply to this Question
Share |
Fancy yourself as an agony aunt? Add your answer to this question! A
female
reader, anonymous, writes (30 July 2008): If you are just starting out and looking for a good cheap place to start, try a forclosure list. You can often times get very nice houses for arrount 40,000. Use that saved money for the wedding. I understand not wanting to rent an appartment. If he is living with his father for free now it would be a waste of time and money. If you are sure that he is the one for you then seriously look at the forclouser lists. As for the down payment... usually as much as you can possibly afford so that your loan will be less and you will end up paying less. Todays housing market is terrible for sellers (Which means it is the perfect time for you to buy!) I don't know where you are located, but there is no reason to pay anything over 200,000 in todays market... just a thought
A
reader, anonymous, writes (9 July 2008): I agree with you.
As far as I know, you need to put down a certain percentage but you can get a mortgage. I think thats what he intends.
Have you actually spoken to him about your views. Because I do agree with you. I think that you should talk to him and show him actual statistical evidence.
I really do agree with you as I've said. Just convince him your right with evidence. If you do it now you'll be boiled over by debt and go into depression. You need to save up for something as big as that.
...............................
|
