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He has 15 year mortgage to pay off..how can I expect a future with him given this situation?

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Question - (10 November 2006) 3 Answers - (Newest, 10 November 2006)
A female , anonymous writes:

My boyfriend is 17 yrs. older with a 23 yrs old daughter. I am 39 yrs old. He lives with me and is a great help around the house. He wants to marry. His daughter lives in his house with her husband and two children. He is always asked to help with bills that I feel they should pay for like cell phones, food, gas, child care, electricity and water bills. The problem is that his mortgage has 15 years left and he'll be retiring next year. How can I expect a future with him given the situation?

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A reader, anonymous, writes (10 November 2006):

I think his Daughter should be paying rent really. If he is retiring then he needs to start thinking about where he is going to get a regular income from.

But he might be wanting to pay for the house and give it to his daughter, so that she doesnt have to buy a house in the future.

I think you should sit down and talk to him about everything you are unsure of.

If your concerned about money then maybe you should ask him what he intends to do once he has retired. ask him if he is going to sell the house to his daughter or if he is going to pay it off and give it to her.

Its only fair that you know what the future monetary sittuation is going to be like if your gonna live together.

Also if he has a pension, once he retires if he continues to pay the mortgage then it may not last as long as he planned.

Hes going to be spending all his retirement money on his mortgage.

I think it is in his best interest if he sells the house to his Daughter, maybe at a discounted rate though.

ok hope I have helped

XX

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A male reader, anonymous, writes (10 November 2006):

Your bf is retiring at 57?

If he feels comfortable retiring at 57 he must be comfortable with his income stream.

I kind of get the impression that you are looking for an excuse.

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A reader, anonymous, writes (10 November 2006):

His daughter and her husband should be not only be paying their own bills but they should also be paying your bf rent, if they are living in his house. And..preferably enough rent for your bf to pay his monthly mortgage. Your bf sounds like he's a great guy with too big of a heart! But if he's soon to retire, he will need funds to pay that mortgage. Rather than allowing his family to live in this house rent free...I think it's time he helped his family become more independant, responsible adults and your bf needs to look out for his own future. Good luck, dear

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